Comments on: The Kiva Lender and Borrower Connection

By: Kiva Visualisation « Wir sprechen Online.

Kiva Visualisation « Wir sprechen Online. — Thu, 08 Sep 2011 08:20:26 +0000

[...] Do you want to know how Kiva impacts the world? Intercontinental Ballistic Microfinance; http://eicker.at/KivaVisualisation [...]

By: Kiva Zinsen « Wir sprechen Online.

Kiva Zinsen « Wir sprechen Online. — Fri, 09 Jul 2010 06:20:40 +0000

[...] Ökonomische und ethische Gründe für die Notwendigkeit von Zinszahlungen im Rahmen von Kiva; http://j.mp/KivaZins [...]

By: Microborrowers and Interests « Wir sprechen Online.

Microborrowers and Interests « Wir sprechen Online. — Mon, 01 Mar 2010 12:58:48 +0000

[...] and Interests Marchant, Kiva Fellow: For economic and ethical reasons microborrowers should pay interests; http://j.mp/bua3Sr [...]

By: Gerrit Eicker

Gerrit Eicker — Wed, 11 Nov 2009 18:46:19 +0000

Lowe: "There’s been a bit of an ongoing debate about whether or not Kiva is what it seems. ... A Kiva lender and borrower are connected because: The lender ties the fate of hir money to the borrower’s ability to repay. In other words, if Wayan Puspa in Bali gets a bad harvest, Bob Smith in Idaho won’t get his $25 back. This is why Bob gets updates on Wayan’s business - because Bob has effectively invested his money in Wayan’s business. ... At the end of the day, you’re still investing your money in someone else’s livelihood. I think of it like swiping my credit card to pay for something. I’m still liable to pay for it, even though the details are complex and no money will leave my account for another 30 days. Kiva has channeled $100m in funds to microentrepreneurs in only 4 years. There’s no way that would be possible without working with their MFI field partners, and without operational abstractions that strike a difficult balance between creating a personalized user experience and maximizing efficiency."